Homeowner’s and/or Business Insurance
Homeowner’s and/or Insurance covers your home or business and its contents against damage and theft and protects you, as the owner, if someone is injured while on your property. This does cover damage by pets and most major disasters, as well as living expenses if you are unable to return to your property after an insured disaster. Insurance does not cover damage caused by general wear and tear or poor maintenance. Protection from floods and earthquake damage will require separate policies.